Financial Information & Insurance: Explore Accessible Orthodontic Care
We know that financial questions surrounding orthodontic treatment can be one of the biggest concerns when it comes to pursuing a healthier and happier smile. However, a confident smile doesn’t have to be out of reach. At Dr. McSurdy, Dr. Boyle & Team, we keep the financial side of orthodontic treatment simple, transparent, and flexible.
During your complimentary smile analysis, our team will walk you through your payment options, explain what your benefits may cover, and build a plan that fits your budget and timeline. If you have any questions regarding your treatment, don’t hesitate to contact us.
Flexible Orthodontic Payment Plans
Most families spread treatment costs into manageable monthly payments. We offer in-house, interest-free payment plans designed around your needs, whether you or your child is starting braces, clear aligners, or early orthodontic care. We’ll review your plan in simple language, confirm what’s included, and make sure you feel comfortable before anything begins.
Insurance, FSA, and HSA Payments
We work with most insurance plans and help you get the most out of your orthodontic benefits. As a courtesy to you, our financial coordinator will contact your insurance company to verify any benefits available to you and incorporate these into your payment plan. We are in-network with Metlife, Deltam, Aetna, and many more. Please call the office and our team would be happy to help you understand your in-network and out-of-network benefits. We also accept Health Savings Account (HSA) and Flexible Spending Account (FSA) payments, which can be a smart way to pay using pre-tax dollars.
Treatment Courtesy
We strive to make paying for orthodontic treatment as easy and simple as possible. We offer a pay-in-full courtesy, multiple family member courtesy, and courtesies for first responders, health care workers, military, clergy, and educators.
Our Commitment to Affordable Care
Affordability is part of how we care for people. Our goal is to make sure finances never stop you from getting the orthodontic care and treatment you need. If you’re comparing choices or unsure where to start, we’ll help you understand what makes sense for your smile and your budget with a complimentary smile analysis.
Start With Affordable Orthodontic Care Today
Whether you’re planning for braces, clear aligners, or early treatment, Dr. McSurdy, Dr. Boyle & Team makes it easy to get started with flexible financing and insurance-friendly support. Bring your questions, goals, or concerns, and we’ll help you map out a plan that feels comfortable from day one.
Frequently Asked Questions About Orthodontic Financing
Yes. After your complimentary first appointment, our treatment coordinator will review our treatment recommendation, explain your insurance benefits available to you, and work with you to find a monthly payment that suits your budget. You’ll have all the details you need before you commit to anything.
We work with many insurance providers and can help verify orthodontic benefits. If your plan is out-of-network, we’ll still help you understand how coverage may apply and what paperwork might be needed.
Yes! HSAs and FSAs can often be used toward orthodontic treatment, and they’re a great option if you want to use pre-tax funds. If you have questions about how to use HSA or FSA funds to pay for treatment, we can help you.
